The Group’s vehicle finance business, Moneybarn, was acquired by the Group in 2014. It has since become a leading player in the vehicle finance market in UK. In addition, the expansion into the near-prime vehicle finance market in 2021 provided further opportunities for the business to support more consumers excluded from mainstream lending.

Moneybarn understand that a reliable car, van or motorbike is more than just a vehicle, it’s essential for getting where customers  want to be.

Our Customers


earn an average of £30k with a core spread between £20-£50k


are 36-55 years old


are working full time, part-time or are self employed


Moneybarn were brilliant. Very simple, great communication, the documentation came through quickly, just really efficient. I can’t fault them.

It’s given us the ability, as a family unit be able to go to places like camping at the weekend. We know at the drop of a hat; we now have access to a vehicle to do what we want”

Lee, 51,

Customer Service


Moneybarn provides responsible vehicle finance to people across the UK who may be finding it difficult to get a loan they need. With expertise gathered over decades they ensure their customers have access to reliable cars, vans, and motorbikes to better live their lives on the road.

Moneybarn ensure their customers have the means to travel to work, to take their kids to school, to get where they need to go. Even if their credit score is less than perfect. In fact, we can even help people improve their credit score.

The customer is at the heart of everything that Moneybarn do. They provide a Conditional Sale agreement which focuses on helping customers on a better road ahead. Their Customer Services Team work to develop memorable relationships with customers and help them through difficulties if and when they arise.

Moneybarn’s sales structure works through strong broker relationships maintained by consistent lending and simple commission structures. They also have their own Direct Moneybarn Sales Team who act as an in-house broker, who have the tools to offer customers a seamless journey.

They’re continuously investing in areas identified to build market-leading service levels, from automation and credit scoring systems to UX systems. As a company they’re dedicated to providing an excellent customer journey from beginning to end.

At the centre of all discussions with the customer is their sense of care and pride in what they do. Moneybarn will work with the customer to find a solution together to make sure they keep their vehicle for as long as possible.

Originally known as Duncton, Moneybarn began life in 1992 as a means of helping people get the vehicle finance they needed to live their lives, even if they’ve had difficulties getting loans elsewhere. The company grew successfully, even through the 2008 recession, into a strong business with a focus on responsible lending.

In 2011, the company relocated its offices to a renovated barn and the team took the decision to offer finance directly to customers alongside its well-established intermediary network. What it needed was a new name and look. Combining the company’s purpose and its unique office space, a new organisation was born: Moneybarn.

Since 2014, Moneybarn has been part of the wider Vanquis Banking Group family. Each part of the Group helps people build better financial futures through access to credit and improving credit scores.

Customer Comments