This document presents the consolidated Vanquis Banking Group Pillar 3 disclosures on capital and risk management at 31 December 2022 in accordance with the requirements of the Capital Requirements Directive and Regulation (CRD) IV.

This document should be read in conjunction with the Vanquis Banking Group Annual Report and Financial Statements 2022.

The group’s disclosures for 2023 are now available via the following link: Semi-annual Pillar 3 disclosures – 30 June 2023.