We’re Vanquis Banking Group plc, a FTSE All Share company, and a leading specialist bank, focused on the near prime and mid cost credit markets.
The Group has been providing financial inclusion, which supports social mobility, to those whose needs have not been well met by traditional lenders for over 140 years. We lend responsibly and provide tailored products and services to 1.7 million customers throughout the UK.
We're proud to support the 1 in 5 people in the UK who can’t get access to credit products through mainstream banks and building societies. We want to provide a helping hand when others don’t. That’s why our aim is to continue to develop better banking products for the 10-12 million people in the UK who deserve good quality products that they can’t get anywhere as well as to support the whole of the UK population to build up their financial resilience and better protect themselves against the rising cost of living.
Lending responsibly and acting responsibly has always been at the centre of everything we do. What’s more, helping to aid financial inclusion and social mobility for our customers and the communities they live in, is a big part of why we’re here. You only need to look at our purpose to understand what motivates us:
Our purpose: To help put people on a path to a better everyday life.
We offer credit cards and loans as Vanquis, Vehicle Finance as Moneybarn and through the award-winning fin-tech brand Snoop, our group can now provide people with personalised insights to help them better manage and understand their finances. All our credit products are delivered online and are built with customer flexibility in mind, and we also have a great team of colleagues working in our UK call centres and offices to support our customers and the development of more products to help meet their needs.
Vanquis offers a range of credit card products, unsecured personal loans and savings products. Moneybarn offers secured vehicle finance
We are a specialist lender here to serve the 1 in 5 UK adults who are not well served by mainstream lenders.
Built with our customers’ circumstances in mind, our business model includes a range of products designed to meet varying customer needs.
We lend responsibly and we act responsibly; we balance data and insight with customer need to create a sustainable business.
Our Board is responsible for overseeing our Group's strategic direction. It is accountable for Vanquis Banking Group's activities and is committed to delivering the highest standard of corporate governance.