The following offering circular (the Offering Circular) has been approved by the UK Listing Authority and is available for viewing:

Offering Circular in relation to Provident Financial plc's £2,000,000,000 Euro Medium Term Note Programme unconditionally and irrevocably guaranteed by Provident Financial Management Services Limited, Provident Personal Credit Limited, Greenwood Personal Credit Limited, Provident Investments plc, Duncton Group Limited, Moneybarn Group Limited and Moneybarn No. 1 Limited.

To view the full document, please paste the following URL into the address bar of your browser:

For further information, please contact

Ken Mullen - General Counsel and Company Secretary
Phil Shepherd - Group Treasurer
Tel: +44 (0) 1274 351351



Please note that the information contained in the Offering Circular may be addressed to and/or targeted at persons who are residents of particular countries (specified in the Offering Circular) only and is not intended for use and should not be relied upon by any person outside these countries and/or to whom the offer contained in the Offering Circular is not addressed. Prior to relying on the information contained in the Offering Circular you must ascertain from the Offering Circular whether or not you are part of the intended addressees of the information contained therein.

Notes issued under the Programme have not been and will not be registered under the United States Securities Act of 1933, as amended (the "Securities Act") and are subject to US tax law requirements. Subject to certain exceptions, Notes may not be offered, sold or delivered in the United States or to or for the account of US persons (as defined in Regulation S under the Securities Act).

Your right to access this service is conditional upon complying with the above requirement.